*{box-sizing:border-box}body{margin:0;min-width:1180px;background:#f8fbfc;color:#082b42;font-family:Arial,Helvetica,sans-serif}a{text-decoration:none;color:inherit}.wrap{width:1240px;margin:auto}
header{height:74px;background:#fff;border-bottom:1px solid #dce8ed}.head{height:100%;display:flex;align-items:center}.brand{display:flex;align-items:center;gap:10px;width:245px;font-size:21px;font-weight:900}.mark{width:36px;height:36px;border-radius:50%;background:linear-gradient(145deg,#137fa5,#50d5b6);position:relative}.mark:before{content:"";position:absolute;left:9px;top:8px;width:15px;height:15px;border-left:2px solid white;border-bottom:2px solid white;transform:rotate(-45deg)}.brand em{font-style:normal;color:#1685b8}.brand small{display:block;font-size:11.5px;letter-spacing:1px;color:#60747d}.nav{display:flex;gap:27px;justify-content:center;flex:1;font-size:11.5px;font-weight:800}.nav .active{color:#078a91}.search{font-size:21px;margin:0 18px}.topbtn{background:linear-gradient(90deg,#0c7890,#08a982);color:#fff;padding:12px 18px;border-radius:22px;font-size:11.5px;font-weight:900}
.bluebar{height:38px;background:#062e48;color:#bed3dd}.bluebar .wrap{height:100%;display:flex;align-items:center;gap:28px;font-size:11.5px}.bluebar b{color:#67dfbf;letter-spacing:1px}
.hero{background:linear-gradient(105deg,#082f4b 0 56%,#0b4f6a 56% 100%);height:286px;color:white;overflow:hidden;position:relative}.hero:before{content:"";position:absolute;right:92px;top:-93px;width:340px;height:340px;border:1px solid rgba(117,220,205,.28);border-radius:50%;box-shadow:0 0 0 37px rgba(74,216,184,.035),0 0 0 74px rgba(74,216,184,.025)}.hero:after{content:"";position:absolute;right:0;bottom:0;width:520px;height:150px;background:linear-gradient(164deg,transparent 0 43%,rgba(74,220,190,.14) 44% 46%,transparent 47% 57%,rgba(67,164,204,.16) 58% 60%,transparent 61%)}.heroGrid{height:100%;display:grid;grid-template-columns:59% 41%;align-items:center;position:relative;z-index:2}.crumb{font-size:11.5px;color:#a9c7d2;margin-bottom:18px}.eyebrow{font-size:11.5px;letter-spacing:2px;color:#68dfc0;font-weight:900}.hero h1{font:700 43px/1 Georgia;margin:8px 0 12px}.hero p{max-width:660px;font-size:12px;line-height:1.6;color:#d5e4e9}.heroActions{display:flex;gap:9px;margin-top:19px}.primary{background:#5bdcb9;color:#063c3d;padding:12px 18px;font-size:11.5px;font-weight:900;border-radius:4px}.secondary{border:1px solid #63859a;padding:11px 18px;font-size:11.5px;font-weight:900;border-radius:4px}.compass{width:190px;height:190px;border:1px solid #7db7c2;border-radius:50%;margin-left:115px;position:relative}.compass:before,.compass:after{content:"";position:absolute;left:94px;top:15px;width:1px;height:160px;background:#78aeba}.compass:after{transform:rotate(90deg)}.needle{position:absolute;left:89px;top:28px;width:10px;height:133px;background:linear-gradient(#63e0bd 0 50%,#e5f6f4 50%);clip-path:polygon(50% 0,100% 50%,50% 100%,0 50%);transform:rotate(27deg)}.north{position:absolute;top:-17px;left:91px;font:700 11.5px Georgia;color:#78e2c7}.radarCopy{position:absolute;right:-70px;bottom:25px;font:700 11.5px/1.5 Georgia;color:#cce2e5}.radarCopy span{color:#66dfbf}
.quick{height:66px;background:#fff;border-bottom:1px solid #dce7eb}.quick .wrap{height:100%;display:grid;grid-template-columns:repeat(5,1fr)}.quick a{display:flex;align-items:center;gap:11px;padding:0 20px;border-right:1px solid #e0e9ed}.quick a:first-child{border-left:1px solid #e0e9ed}.qi{width:32px;height:32px;border:1px solid #69aec0;border-radius:50%;display:grid;place-items:center;color:#0a7d9a;font-weight:900;font-size:11.5px}.quick b{font-size:11.5px}.quick small{display:block;font-size:11.5px;color:#60747d;margin-top:2px}
.section{padding:28px 0}.section.white{background:#fff}.heading{display:flex;justify-content:space-between;align-items:end;margin-bottom:16px}.heading h2{font:700 27px Georgia;margin:0}.heading p{font-size:11.5px;color:#687e88;margin:4px 0 0}.more{font-size:11.5px;color:#0b80aa;font-weight:900}
.offerStage{display:grid;grid-template-columns:1fr 290px;gap:20px}.offers{background:#fff;border-top:2px solid #0c849b}.offer{display:grid;grid-template-columns:48px 1.2fr .8fr .8fr .9fr 105px;gap:12px;align-items:center;min-height:72px;border:1px solid #dbe6eb;border-top:0;padding:10px 14px}.logo{width:39px;height:39px;border-radius:9px;background:#edf4f7;display:grid;place-items:center;font-weight:900;color:#087fa5}.offer h3{font-size:11.5px;margin:0}.offer small{font-size:11.5px;color:#60747d}.metric b{display:block;font:700 13px Georgia}.metric small{font-size:11.5px;color:#60747d}.tag{display:inline-block;background:#e1f6ef;color:#087966;font-size:11.5px;font-weight:900;padding:5px 7px;border-radius:10px}.view{background:#087f91;color:#fff;text-align:center;padding:9px;font-size:11.5px;font-weight:900;border-radius:3px}
.radar{background:linear-gradient(145deg,#edf6f8,#f9fbfc);border:1px solid #d4e4e9;padding:18px;position:relative;overflow:hidden}.radar h3{font:700 19px Georgia;margin:0}.radar p{font-size:11.5px;line-height:1.45;color:#667b84}.signal{margin:14px 0;position:relative;z-index:2}.signalTop{display:flex;justify-content:space-between;font-size:11.5px}.signalTop b{color:#078396}.bar{height:5px;background:#dbe8ec;margin-top:5px}.bar i{display:block;height:100%;background:linear-gradient(90deg,#1488b6,#51d9b7)}.radar:after{content:"";position:absolute;right:-52px;bottom:-52px;width:145px;height:145px;border:1px solid #9cc7ce;border-radius:50%;box-shadow:0 0 0 18px rgba(20,137,157,.04),0 0 0 36px rgba(20,137,157,.025)}.radarBtn{display:block;background:#082f49;color:#fff;text-align:center;padding:11px;font-size:11.5px;font-weight:900;position:relative;z-index:2;margin-top:18px}
.disclosure{font-size:11.5px;color:#60747d;margin-top:8px}.ad{height:67px;border-top:1px solid #dbe5e9;border-bottom:1px solid #dbe5e9;background:#fbfcfd;display:grid;place-items:center;font-size:11.5px;color:#667982;letter-spacing:1.5px}
.compareGrid{display:grid;grid-template-columns:1fr 310px;gap:24px}.compareTable{background:#fff;border:1px solid #d6e3e8}.row{display:grid;grid-template-columns:1.35fr .7fr .75fr 1fr .55fr;align-items:center;min-height:51px;padding:0 14px;border-bottom:1px solid #e4ecef;font-size:11.5px}.row:last-child{border:0}.row.headrow{background:#edf4f7;color:#58707a;font-weight:900}.row strong{font-size:11.5px}.smallView{background:#0a8193;color:#fff;padding:7px;text-align:center;font-weight:900}.aside{background:#082f49;color:#d3e2e7;padding:20px;position:relative;overflow:hidden}.aside:after{content:"";position:absolute;right:-60px;top:-60px;width:160px;height:160px;border:1px solid #426f7f;border-radius:50%;box-shadow:0 0 0 20px rgba(82,220,185,.025)}.aside h3{font:700 19px Georgia;color:#fff;margin:0 0 12px}.check{padding:10px 0;border-top:1px solid #31566a;position:relative;z-index:2}.check b{display:block;font-size:11.5px;color:#6ce0c0}.check small{font-size:11.5px;line-height:1.45}
.editorial{display:grid;grid-template-columns:210px 1fr 240px;align-items:center;border-top:1px solid #d7e4e8;border-bottom:1px solid #d7e4e8;padding:20px 0;margin:28px 0}.visual{height:115px;position:relative}.visual:before{content:"";position:absolute;left:31px;top:5px;width:100px;height:100px;border:1px solid #8dbac5;border-radius:50%;box-shadow:0 0 0 14px rgba(17,132,157,.04)}.visual:after{content:"N";position:absolute;left:78px;top:0;color:#0b8097;font:700 11.5px Georgia}.editorial h3{font:700 21px Georgia;margin:0 0 6px}.editorial p{font-size:11.5px;line-height:1.55;color:#607781;margin:0}.method{text-align:right;font-size:11.5px;color:#087fa1;font-weight:900}
.content{display:grid;grid-template-columns:1.2fr .8fr;gap:40px}.copy h2,.guides h2{font:700 23px Georgia}.copy p{font-size:11.5px;line-height:1.72;color:#536c77}.guide{display:grid;grid-template-columns:72px 1fr;gap:12px;padding:10px 0;border-top:1px solid #dce6ea}.thumb{height:52px;background:linear-gradient(145deg,#c4dde5,#eff5f7);display:grid;place-items:center;color:#087e9d;font:700 17px Georgia}.guide b{font-size:11.5px}.guide p{font-size:11.5px;color:#687d86;margin:3px 0}.read{font-size:11.5px;color:#087fa4;font-weight:900}
footer{background:#062a40;color:#a8bec8;border-top:4px solid #54dcb9;margin-top:32px}.foot{display:grid;grid-template-columns:1.4fr repeat(3,.8fr) 1fr;gap:32px;padding:29px 0}.fbrand{font-size:18px;font-weight:900;color:#fff}.fbrand em{font-style:normal;color:#38a6d0}.fbrand p{font-size:11.5px;line-height:1.55}.col h4{font-size:11.5px;color:#fff;letter-spacing:.8px}.col a{display:block;font-size:11.5px;padding:4px 0}.protect{border-left:1px solid #315163;padding-left:19px}.protect b{display:block;color:#fff;font-size:11.5px}.protect p{font-size:11.5px;line-height:1.45}.trust{border-top:1px solid #29495a;border-bottom:1px solid #29495a}.trust .wrap{display:grid;grid-template-columns:repeat(3,1fr)}.ti{padding:13px 17px;border-right:1px solid #29495a;font-size:11.5px;line-height:1.5}.ti:first-child{padding-left:0}.ti:last-child{border:0}.ti b{display:block;color:#fff;font-size:11.5px}.legal{padding:14px 0;font-size:11.5px;line-height:1.5;color:#819da8}.bottom{border-top:1px solid #244858;padding:12px 0 17px;display:flex;justify-content:space-between;font-size:11.5px}


/* V4 refinement layer */
body{background:linear-gradient(#f8fbfc,#f6f9fa)}
.hero{height:300px;background:
radial-gradient(circle at 80% 45%,rgba(61,210,187,.12),transparent 19%),
linear-gradient(105deg,#062c47 0 57%,#0b526b 57% 100%)}
.hero h1{font-size:46px;letter-spacing:-.5px;max-width:680px}
.hero p{font-size:12.5px;max-width:700px}
.heroActions a{transition:.15s}.primary{box-shadow:0 7px 18px rgba(24,207,160,.13)}
.heroMeta{display:flex;gap:26px;margin-top:17px;font-size:11.5px;color:#abc8d2;letter-spacing:.5px}.heroMeta b{color:#fff;font-size:11.5px}.heroMeta span:before{content:"•";color:#5cddbc;margin-right:7px}
.compass{width:204px;height:204px;margin-left:103px;box-shadow:0 0 0 20px rgba(87,216,191,.025),0 0 45px rgba(53,211,181,.06)}
.compass:before,.compass:after{left:101px;top:16px;height:171px}.needle{left:96px;top:27px;height:147px}.north{left:98px}
.quick{box-shadow:0 5px 20px rgba(16,52,70,.035)}
.quick a{transition:.15s}.quick a:hover{background:#f3f9fa}.qi{background:#f8fbfc}
.section{padding:34px 0}.heading h2{font-size:29px}.heading p{font-size:11.5px}
.offerStage{gap:22px}.offers{border-top:0}.offer{min-height:77px;border-left:3px solid transparent;transition:.15s}.offer:hover{border-left-color:#4fd8b6;background:#fbfefe;box-shadow:0 5px 16px rgba(13,58,78,.055);position:relative;z-index:1}.offer:first-child{border-top:1px solid #dbe6eb}
.logo{width:42px;height:42px}.metric b{font-size:14px}.view{background:linear-gradient(90deg,#0b7795,#079b85)}
.radar{border-top:3px solid #45d4b2;box-shadow:0 6px 22px rgba(11,54,73,.05)}.radar h3{font-size:21px}.radarKicker{font-size:11.5px;letter-spacing:1.5px;color:#0a8894;font-weight:900;margin-bottom:5px}
.marketline{height:39px;margin:19px 0 2px;position:relative;border-bottom:1px solid #cbdde3;background:linear-gradient(169deg,transparent 0 18%,rgba(20,136,182,.13) 19% 21%,transparent 22% 35%,rgba(79,216,182,.18) 36% 39%,transparent 40% 54%,rgba(20,136,182,.13) 55% 58%,transparent 59% 72%,rgba(79,216,182,.2) 73% 76%,transparent 77%)}
.offerLegend{display:flex;gap:18px;margin:11px 0 0;font-size:11.5px;color:#60747d}.offerLegend b{color:#294f60}.offerLegend i{display:inline-block;width:6px;height:6px;border-radius:50%;background:#4bd6b4;margin-right:5px}
.ad{height:62px;background:linear-gradient(90deg,#fbfcfd,#f6fafb,#fbfcfd)}
.compareTable{box-shadow:0 4px 17px rgba(15,55,72,.035)}.row{min-height:55px}.row:hover:not(.headrow){background:#f8fbfc}
.aside{background:linear-gradient(145deg,#062d48,#0a465e);box-shadow:0 6px 20px rgba(8,45,67,.08)}.aside h3{font-size:21px}.asideIntro{font-size:11.5px;line-height:1.5;color:#aec7d1;margin:-4px 0 12px}
.editorial{padding:24px 0}.editorial h3{font-size:23px}.editorial p{max-width:690px}.visual:before{width:108px;height:108px}.visual:after{left:82px}
.insightStrip{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid #d8e5ea;background:#fff;margin:0 0 30px}.insight{padding:15px 17px;border-right:1px solid #dfe9ed}.insight:last-child{border:0}.insight strong{display:block;font:700 16px Georgia;color:#0a7591}.insight b{display:block;font-size:11.5px;margin-top:3px}.insight small{font-size:11.5px;color:#74868e}
.content{gap:48px}.copy p{font-size:11.5px}.guide{padding:12px 0}.thumb{height:56px}
footer{margin-top:38px}

.directory{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.bankcard,.panel{background:#fff;border:1px solid #d8e5ea;padding:18px}.bankcard h3,.panel h3{font:700 17px Georgia;margin:8px 0}.bankcard p,.panel p{font-size:11.5px;line-height:1.55;color:#617783}
.articleGrid{display:grid;grid-template-columns:1fr 290px;gap:34px}.article{background:#fff;border:1px solid #dbe6ea;padding:35px 42px}.article h1{font:700 38px Georgia;margin:7px 0 12px}.article h2{font:700 24px Georgia;margin:30px 0 9px}.article p,.article li{font-size:11.5px;line-height:1.75;color:#466370}.meta{font-size:11.5px;color:#60747d;border-bottom:1px solid #e0e9ed;padding-bottom:16px}.toc{background:#f0f6f8;border-left:3px solid #45d4b2;padding:16px 19px;margin:22px 0}.toc a{display:block;font-size:11.5px;padding:4px 0;color:#087d9b}.verdict{background:#082f49;color:#d7e5e9;padding:22px;margin-top:27px}.verdict h3{font:700 20px Georgia;color:#fff;margin:0 0 8px}.sidebox{background:#fff;border:1px solid #d8e4e9;padding:17px;margin-bottom:15px}.sidebox h3{font:700 17px Georgia;margin:0 0 8px}.sidebox a{display:block;font-size:11.5px;padding:6px 0;border-top:1px solid #e3ebee}
.policy{background:#fff;border:1px solid #dbe6ea;padding:40px 48px;width:930px}.policy h1{font:700 38px Georgia;margin:8px 0 15px}.policy h2{font:700 22px Georgia;margin-top:29px}.policy p{font-size:11.5px;line-height:1.75;color:#486572}

.topicnav{background:#fff;border-bottom:1px solid #dce7eb}.topicnav .wrap{display:flex;gap:8px;flex-wrap:wrap;padding:13px 0}.topicnav a{font-size:11.5px;font-weight:900;border:1px solid #d5e4e9;padding:8px 11px;border-radius:16px;color:#41616f}
.articleList{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.articleCard{background:#fff;border:1px solid #d8e5ea;padding:17px;min-height:132px}.articleCard h3{font:700 15px/1.2 Georgia;margin:6px 0 8px}.articleCard p{font-size:11.5px;line-height:1.5;color:#617782}.articleCard .meta2{font-size:11.5px;color:#0b8198;font-weight:900}
.bankProducts{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-top:18px}.bankProducts a{background:#f0f6f8;border:1px solid #d6e5ea;padding:11px;font-size:11.5px;font-weight:900}
.searchBox{display:flex;gap:8px;margin:20px 0}.searchBox input{flex:1;border:1px solid #cfdfe5;padding:14px 16px;font-size:12px}.searchBox button{border:0;background:#087f91;color:#fff;padding:0 22px;font-weight:900}.searchResults{display:grid;gap:9px}.result{background:#fff;border:1px solid #d8e5ea;padding:14px}.result b{font:700 15px Georgia}.result p{font-size:11.5px;color:#617782}
.adslot{height:72px;border:1px dashed #c8d8de;background:#fff;display:grid;place-items:center;color:#667982;font-size:11.5px;letter-spacing:1.3px;margin:25px 0}.breadcrumbbar{font-size:11.5px;color:#60747d;padding:13px 0}
.related{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.related a{background:#f0f6f8;border:1px solid #d7e5e9;padding:12px;font-size:11.5px;font-weight:900;color:#315869}
.authorbox{display:grid;grid-template-columns:56px 1fr;gap:12px;background:#f4f8fa;border:1px solid #d9e6ea;padding:15px;margin:25px 0}.avatar{width:56px;height:56px;border-radius:50%;background:linear-gradient(145deg,#c7dde5,#eaf3f5);display:grid;place-items:center;color:#087e9b;font-weight:900}.authorbox b{font-size:11.5px}.authorbox p{font-size:11.5px;line-height:1.5;margin:4px 0}

.liveBadge{display:inline-flex;align-items:center;gap:6px;font-size:11.5px;font-weight:900;color:#087966;background:#e2f7ef;border:1px solid #bfe8dc;border-radius:12px;padding:5px 8px}.liveBadge:before{content:"";width:6px;height:6px;border-radius:50%;background:#20b993}.verified{font-size:11.5px;color:#60747d;margin-top:6px}.expiry{color:#9a5d13;font-weight:900}.sourceLink{font-size:11.5px;color:#087f9d;font-weight:900}.livePanel{background:#fff;border:1px solid #d6e4e9;border-top:3px solid #45d4b2;padding:18px}.livePanel h3{font:700 18px Georgia;margin:8px 0}.livePanel p{font-size:11.5px;line-height:1.55;color:#566e79}.liveGrid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.staleNote{background:#fff7e8;border-left:3px solid #d59a2a;padding:10px 12px;font-size:11.5px;color:#6d5a35}

.editorialVisual{width:1240px;margin:18px auto 0;overflow:hidden;border-radius:10px;border:1px solid #d6e4e9;background:#062c47;box-shadow:0 8px 24px rgba(8,45,67,.06)}
.editorialVisual img{display:block;width:100%;height:230px;object-fit:cover}
.article .editorialVisual{width:100%;margin:20px 0 24px;border-radius:8px}
.article .editorialVisual img{height:245px}

/* ===== Production typography/readability pass ===== */
body{font-size:14px;line-height:1.45}
.nav{font-size:12px}
.brand small{font-size:11.5px}
.topbtn{font-size:11.5px}
.sub .wrap,.bluebar .wrap{font-size:11.5px}
.crumb,.breadcrumbbar{font-size:11.5px}
.eyebrow{font-size:11.5px}
.hero p{font-size:13.5px;line-height:1.62}
.primary,.secondary{font-size:11.5px}
.quick b{font-size:11.5px}.quick small{font-size:11.5px}.qi{font-size:11.5px}
.heading p{font-size:11.5px}.more{font-size:11.5px}
.card h3{font-size:17px}.card p{font-size:11.5px;line-height:1.6}.cardlink{font-size:11.5px}
.offer h3{font-size:11.5px}.offer small,.metric small{font-size:11.5px}.metric b{font-size:14px}.tag{font-size:11.5px}.view,.smallView{font-size:11.5px}
.radar p,.asideIntro,.check small{font-size:11.5px;line-height:1.5}.signalTop{font-size:11.5px}.radarBtn{font-size:11.5px}
.row{font-size:11.5px}.row strong{font-size:11.5px}
.article h1{font-size:39px}.article h2{font-size:25px}.article p,.article li{font-size:12px;line-height:1.78}
.meta{font-size:11.5px}.toc b{font-size:11.5px}.toc a{font-size:11.5px}
.verdict p{font-size:11.5px}.sidebox a{font-size:11.5px}.sidebox p{font-size:11.5px!important}
.authorbox b{font-size:11.5px}.authorbox p{font-size:11.5px}
.articleCard h3{font-size:16px}.articleCard p{font-size:11.5px}.articleCard .meta2{font-size:11.5px}
.bankcard p,.panel p{font-size:11.5px;line-height:1.62}
.bankProducts a{font-size:11.5px}
.topicnav a{font-size:11.5px}
.policy p,.policy li{font-size:11.5px;line-height:1.75}
.result p{font-size:11.5px}.result b{font-size:16px}
.adslot,.ad{font-size:11.5px}
.liveBadge{font-size:11.5px}.verified,.sourceLink{font-size:11.5px}
.livePanel p{font-size:11.5px;line-height:1.6}.livePanel h3{font-size:19px}
.staleNote{font-size:11.5px;line-height:1.55}
.fbrand p,.col a,.protect p,.ti,.legal,.bottom{font-size:11.5px}
.col h4,.protect b,.ti b{font-size:11.5px}


/* ===== V8 desktop readability + editorial depth pass ===== */
body{font-size:15px;line-height:1.5}
.nav{font-size:12.5px;gap:21px}.brand small{font-size:11.5px;line-height:1.2}.topbtn{font-size:11.5px;padding:12px 16px}
.bluebar .wrap,.sub .wrap{font-size:11.5px}.crumb,.breadcrumbbar{font-size:11.5px}.eyebrow{font-size:11.5px;letter-spacing:1.7px}
.hero p{font-size:15px;line-height:1.65}.primary,.secondary{font-size:12px}.heroMeta{font-size:11.5px}.heroMeta b{font-size:11.5px}
.quick{height:74px}.quick b{font-size:13px}.quick small{font-size:11.5px;line-height:1.3}.qi{font-size:11.5px;width:35px;height:35px}
.heading p{font-size:12.5px;line-height:1.55}.more{font-size:12px}.heading{margin-bottom:19px}
.offer{min-height:84px}.offer h3{font-size:13.5px;line-height:1.35}.offer small,.metric small{font-size:11.5px;line-height:1.35}.metric b{font-size:15px}.tag{font-size:11.5px}.view,.smallView{font-size:11.5px;line-height:1.25}
.radar p,.asideIntro,.check small{font-size:12px;line-height:1.58}.signalTop{font-size:11.5px}.radarBtn{font-size:11.5px}.radarKicker{font-size:11.5px}.offerLegend{font-size:11.5px}
.row{font-size:11.5px;min-height:60px}.row strong{font-size:12.5px}.aside h3{font-size:22px}.check b{font-size:11.5px}
.editorial p{font-size:13px;line-height:1.65}.method{font-size:11.5px}.insight b{font-size:11.5px}.insight small{font-size:11.5px}
.copy p{font-size:14.5px;line-height:1.72}.guide b{font-size:13px}.guide p{font-size:12px;line-height:1.55}.read{font-size:11.5px}
.bankcard p,.panel p{font-size:13.5px;line-height:1.68}.bankcard h3,.panel h3{font-size:19px}.bankProducts a{font-size:12px;line-height:1.35;padding:13px}
.topicnav a{font-size:11.5px;padding:9px 13px}.articleCard{padding:20px;min-height:154px}.articleCard h3{font-size:18px;line-height:1.26}.articleCard p{font-size:12.5px;line-height:1.62}.articleCard .meta2{font-size:11.5px}
.result p{font-size:12.5px;line-height:1.55}.result b{font-size:17px}.adslot,.ad{font-size:11.5px;letter-spacing:1px}
.liveBadge{font-size:11.5px}.verified,.sourceLink{font-size:11.5px}.livePanel p{font-size:12.5px;line-height:1.65}.staleNote{font-size:12px;line-height:1.6}

.articleGrid{grid-template-columns:minmax(0,1fr) 300px;gap:36px}.article{padding:42px 48px}.article h1{font-size:41px;line-height:1.08}.article h2{font-size:28px;line-height:1.2;margin:38px 0 13px}.article h3{font:700 20px/1.3 Georgia;margin:22px 0 8px;color:#153e52}.article p,.article li{font-size:16px;line-height:1.78;color:#365765}.article p{margin:0 0 18px}.article ul{padding-left:24px;margin:12px 0 20px}.article li{margin:0 0 9px}.meta{font-size:12px;line-height:1.45;padding-bottom:18px}
.toc{background:#eef6f8;border-left:4px solid #45d4b2;padding:22px 24px;margin:27px 0 31px;box-shadow:0 4px 14px rgba(13,65,83,.035)}.toc b{display:block;font-size:12.5px;letter-spacing:.7px;margin-bottom:8px}.toc a{display:block;font-size:13.5px;line-height:1.42;padding:8px 0;border-top:1px solid #dbe8ec;color:#087590}.toc a:first-of-type{border-top:0}
.verdict{padding:28px 30px;margin-top:34px}.verdict h3{font-size:23px}.verdict p{font-size:15px;line-height:1.75;color:#d7e5e9}.sidebox{padding:20px}.sidebox h3{font-size:19px}.sidebox a{font-size:13px;line-height:1.45;padding:9px 0}.sidebox p{font-size:13px!important;line-height:1.6!important}
.authorbox{grid-template-columns:62px 1fr;gap:15px;padding:19px;margin:30px 0}.avatar{width:62px;height:62px}.authorbox b{font-size:13px}.authorbox p{font-size:12.5px;line-height:1.6}.related{gap:12px}.related a{font-size:12.5px;line-height:1.42;padding:14px}
.deepDive{margin-top:10px}.researchChecklist{background:#f7fafb;border:1px solid #d7e5e9;padding:20px 23px;margin:18px 0 24px}.researchChecklist strong{font-size:14px;color:#153e52}.researchChecklist ul{margin-bottom:0}.faqBlock{border-top:1px solid #dce7eb;margin-top:28px;padding-top:2px}.faqBlock h3{margin-top:20px}.faqBlock p:last-child{margin-bottom:0}
.policy{width:960px;padding:46px 54px}.policy h1{font-size:41px;line-height:1.1}.policy h2{font-size:26px;line-height:1.25}.policy p,.policy li{font-size:15.5px;line-height:1.78}.policy li{margin-bottom:8px}
.fbrand p,.col a,.protect p,.ti,.legal,.bottom{font-size:11.5px;line-height:1.6}.col h4,.protect b,.ti b{font-size:11.5px}.col a{padding:5px 0}.protect{padding-left:22px}.foot{gap:28px;padding:34px 0}.legal{padding:17px 0}.bottom{padding:14px 0 19px}

/* V8 no-microtext final overrides */
.disclosure,.cardlink,.read,.method,.offerLegend,.radarKicker{font-size:11.5px}
.card h3{font-size:18px}.card p{font-size:12.5px;line-height:1.62}.searchBox input{font-size:14px}.searchBox button{font-size:12px}.north{font-size:11.5px}.radarCopy{font-size:12px}
.policyReview{margin:0 0 18px;padding-bottom:14px}.policyToc{margin:24px 0 30px}.policyGenerated{margin:0}.policy h2[id]{scroll-margin-top:24px}

/* ===== V9 money-led editorial system ===== */
.articleLead{font-size:18px!important;line-height:1.72!important;color:#244b5c!important;border-left:4px solid #45d4b2;padding-left:18px;margin:22px 0 28px!important}
.article h2[id]{scroll-margin-top:28px;position:relative;padding-top:2px}
.article h2[id]:after{content:"";display:block;width:46px;height:3px;background:#45d4b2;margin-top:10px;border-radius:3px}
.moneyLens{margin:30px 0 36px;border:1px solid #cfe0e6;background:linear-gradient(145deg,#f8fbfc 0%,#eef6f8 100%);padding:28px 30px;box-shadow:0 10px 28px rgba(8,45,67,.055);position:relative;overflow:hidden}
.moneyLens:after{content:"£";position:absolute;right:-18px;top:-42px;font:700 180px/1 Georgia;color:rgba(6,92,111,.045);pointer-events:none}
.moneyKicker{font-size:11.5px;font-weight:900;letter-spacing:1.8px;color:#087b93;margin-bottom:7px}
.moneyLens h2{font-size:27px!important;margin:0 0 10px!important;padding:0!important;max-width:690px}.moneyLens h2:after{display:none!important}
.moneyIntro{font-size:15px!important;line-height:1.7!important;color:#3b5e6b!important;max-width:760px;margin-bottom:20px!important}
.moneyChart{display:grid;gap:12px;margin:20px 0 15px}
.moneyBarRow{display:grid;grid-template-columns:210px minmax(150px,1fr) 220px;align-items:center;gap:15px;background:#fff;border:1px solid #d9e6ea;padding:13px 15px}
.moneyBarText{display:flex;justify-content:space-between;gap:10px;align-items:baseline}.moneyBarText b{font:700 14px/1.25 Georgia;color:#143f53}.moneyBarText span{font-size:13px;font-weight:900;color:#087b93;white-space:nowrap}
.moneyTrack{height:9px;background:#e8f0f3;border-radius:999px;overflow:hidden;position:relative}.moneyTrack i{display:block;height:100%;width:var(--money-bar);background:linear-gradient(90deg,#0a738b,#45d4b2);border-radius:999px}
.moneyBarRow small{font-size:11.5px;line-height:1.35;color:#6b8089}.moneyNote{font-size:11.5px!important;line-height:1.55!important;color:#6e7f87!important;margin:12px 0 0!important;padding-top:12px;border-top:1px solid #d6e4e8}
.workedScenario{margin:34px 0;border:1px solid #0a536c;background:#07344f;color:#dcebef;padding:28px 30px;box-shadow:0 12px 30px rgba(7,52,79,.12)}
.scenarioTop span{display:inline-block;font-size:11.5px;font-weight:900;letter-spacing:1.8px;color:#65e0c4;margin-bottom:6px}.scenarioTop h2{font-size:26px!important;color:#fff!important;margin:0 0 12px!important;padding:0!important}.scenarioTop h2:after{display:none!important}
.workedScenario>p{font-size:15px!important;line-height:1.72!important;color:#d7e6eb!important;margin-bottom:20px!important}
.scenarioEquation{display:grid;grid-template-columns:1fr 28px 1fr 28px 1fr;gap:8px;align-items:stretch}.scenarioCell{background:rgba(255,255,255,.065);border:1px solid rgba(255,255,255,.13);padding:17px 15px;display:flex;flex-direction:column;justify-content:center;min-height:92px}.scenarioCell b{font:700 22px/1.15 Georgia;color:#fff}.scenarioCell small{font-size:11.5px;line-height:1.35;color:#bcd0d8;margin-top:5px}.scenarioArrow{display:grid;place-items:center;color:#65e0c4;font-size:20px;font-weight:900}
.decisionMatrix{margin:34px 0 30px;border:1px solid #d2e2e7;background:#fff}.decisionMatrix h3{font-size:21px!important;margin:0!important;padding:18px 20px;background:#f0f6f8;border-bottom:1px solid #d8e5e9}.decisionMatrix table{width:100%;border-collapse:collapse;table-layout:fixed}.decisionMatrix th{font-size:11.5px;letter-spacing:.7px;text-transform:uppercase;color:#5f7883;background:#f9fbfc;text-align:left;padding:11px 14px;border-bottom:1px solid #dfe9ed}.decisionMatrix td{font-size:13px;line-height:1.5;color:#3b5e6b;padding:13px 14px;border-top:1px solid #e4ecef;vertical-align:top}.decisionMatrix td:first-child{width:23%;color:#143f53}.decisionMatrix td:nth-child(2){width:41%}.decisionMatrix td:nth-child(3){width:36%}.decisionMatrix tbody tr:hover{background:#fbfdfd}
.faqBlock{background:#fbfcfd;border:1px solid #dbe7eb;padding:26px 28px;margin:34px 0 0}.faqBlock h2{margin-top:0!important}.faqBlock h3{font-size:18px!important;border-top:1px solid #e0e9ed;padding-top:17px;margin-top:18px!important}.faqBlock h3:first-of-type{border-top:0;padding-top:0}.faqBlock p{font-size:15px!important;line-height:1.7!important}
.researchChecklist{border-left:4px solid #0a7d95;background:#f7fafb}.researchChecklist strong{font-size:15px}
.verdict{border-top:4px solid #45d4b2;box-shadow:0 12px 28px rgba(7,47,73,.10)}
.sidebox{box-shadow:0 6px 16px rgba(8,45,67,.035)}

@media(max-width:980px){
  .moneyBarRow{grid-template-columns:1fr}.moneyBarText{justify-content:flex-start}.moneyBarRow small{margin-top:-3px}.scenarioEquation{grid-template-columns:1fr}.scenarioArrow{transform:rotate(90deg);min-height:20px}.decisionMatrix{overflow-x:auto}.decisionMatrix table{min-width:720px}
}
@media(max-width:720px){
  .articleLead{font-size:16.5px!important;padding-left:14px}.moneyLens,.workedScenario,.faqBlock{padding:22px 20px}.moneyLens h2,.scenarioTop h2{font-size:23px!important}.moneyBarText{display:block}.moneyBarText span{display:block;margin-top:4px}.articleGrid{display:block}.article{padding:28px 22px}.article h1{font-size:34px}.article p,.article li{font-size:15.5px}
}

/* ===== V9 section-level money dashboard ===== */
.moneyDashboard{background:#061f33;border-top:1px solid #0c4158;border-bottom:1px solid #0c4158;padding:32px 0 34px;color:#dbe9ed}
.moneyDashHead{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(300px,.75fr);column-gap:44px;align-items:end;margin-bottom:20px}.moneyDashHead .eyebrow{grid-column:1/-1;color:#62dbc1;margin-bottom:8px}.moneyDashHead h2{font:700 28px/1.12 Georgia;color:#fff;margin:0}.moneyDashHead p{font-size:13px;line-height:1.6;color:#a9c0c9;margin:0}
.moneyDashGrid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.moneyDashCard{min-height:150px;border:1px solid rgba(255,255,255,.12);background:linear-gradient(145deg,rgba(255,255,255,.065),rgba(255,255,255,.025));padding:20px;position:relative;overflow:hidden}.moneyDashCard:after{content:"£";position:absolute;right:-8px;bottom:-28px;font:700 92px Georgia;color:rgba(101,224,196,.07)}.moneyDashCard small{display:block;font-size:11.5px;font-weight:900;letter-spacing:1px;text-transform:uppercase;color:#62dbc1;margin-bottom:9px}.moneyDashCard b{display:block;font:700 24px/1.05 Georgia;color:#fff;margin-bottom:9px}.moneyDashCard p{font-size:12px;line-height:1.52;color:#b8ccd4;margin:0;max-width:95%}.moneyDashNote{margin-top:13px;font-size:11.5px;color:#7fa0ac;letter-spacing:.2px}
.grid5 .card{border-top:3px solid #d7e5ea;transition:.18s ease}.grid5 .card:hover{transform:translateY(-2px);border-top-color:#45d4b2;box-shadow:0 10px 24px rgba(8,45,67,.07)}.grid5 .card .icon{background:#eaf5f5;color:#087b93;border:1px solid #cae5e1}
.articleCard{border-top:3px solid #edf4f6;transition:.18s ease}.articleCard:hover{transform:translateY(-2px);border-top-color:#45d4b2;box-shadow:0 10px 24px rgba(8,45,67,.07)}
.bankcard{border-top:3px solid #edf4f6;transition:.18s ease}.bankcard:hover{transform:translateY(-2px);border-top-color:#45d4b2;box-shadow:0 10px 24px rgba(8,45,67,.07)}
.panel{box-shadow:0 6px 18px rgba(8,45,67,.035)}

@media(max-width:980px){.moneyDashHead{grid-template-columns:1fr;gap:8px}.moneyDashGrid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:620px){.moneyDashboard{padding:26px 0}.moneyDashGrid{grid-template-columns:1fr}.moneyDashHead h2{font-size:24px}.moneyDashCard{min-height:0}}

/* ===== V9 12-month sensitivity block ===== */
.sensitivityPanel{margin:34px 0 36px;padding:28px 30px;border:1px solid #d6e4e9;background:#fff;box-shadow:0 8px 24px rgba(8,45,67,.045)}
.sensitivityTag{font-size:11.5px;font-weight:900;letter-spacing:1.6px;color:#a56a17;margin-bottom:7px}.sensitivityPanel h2{font-size:26px!important;margin:0 0 12px!important;padding:0!important}.sensitivityPanel h2:after{display:none!important}.sensitivityPanel>p{font-size:15px!important;line-height:1.72!important;color:#3d5c69!important}
.sensitivityGrid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:20px}.sensitivityGrid>div{border:1px solid #dce7eb;background:#f8fbfc;padding:15px 16px}.sensitivityGrid strong{display:block;font:700 15px/1.2 Georgia;color:#173f51;margin-bottom:5px}.sensitivityGrid span{display:block;font-size:12px;line-height:1.5;color:#637983}
@media(max-width:650px){.sensitivityPanel{padding:22px 20px}.sensitivityGrid{grid-template-columns:1fr}}


/* ===== V10 professional navigation + layout polish ===== */
header{height:86px;background:rgba(255,255,255,.985);border-bottom:1px solid #d6e4e9;box-shadow:0 2px 12px rgba(8,45,67,.045);position:relative;z-index:20}
.head{height:100%;display:flex;align-items:center;gap:12px}
.brand{width:225px;flex:0 0 225px;font-size:22px;gap:11px}.brand .mark{width:39px;height:39px;flex:0 0 39px}.brand small{font-size:11.5px;letter-spacing:1.15px;margin-top:2px;color:#637b86}
.nav{min-width:0;display:flex;align-items:center;justify-content:center;gap:2px;background:#f4f8fa;border:1px solid #dce8ec;border-radius:999px;padding:4px;font-size:12.5px;font-weight:850;white-space:nowrap}
.nav a{display:block;padding:9px 10px;border-radius:999px;color:#24495a;transition:background .16s ease,color .16s ease,box-shadow .16s ease}
.nav a:hover{background:#e6f3f2;color:#067d7b}.nav .active{background:#fff;color:#087f91;box-shadow:0 2px 8px rgba(8,45,67,.09)}
.search{width:40px;height:40px;flex:0 0 40px;margin:0 2px;display:grid;place-items:center;border:1px solid #d4e3e8;border-radius:50%;font-size:21px;color:#0a718a;background:#fff;transition:.16s}.search:hover{background:#edf7f7;border-color:#a9d7d2}
.topbtn{flex:0 0 auto;white-space:nowrap;background:linear-gradient(90deg,#0b7388,#089d80);color:#fff;padding:13px 17px;border-radius:999px;font-size:12px;font-weight:900;box-shadow:0 6px 14px rgba(8,126,118,.14)}
.bluebar{height:44px;background:#062e48;color:#c5d9e1;border-bottom:1px solid #16465d}.bluebar .wrap{height:100%;display:flex;align-items:center;gap:21px;font-size:11.5px;white-space:nowrap;overflow:hidden}.bluebar b{color:#66dfbf;letter-spacing:1.2px;font-size:11.5px}.bluebar span{opacity:.94}
.crumb,.breadcrumbbar{font-size:12px}.eyebrow{font-size:11.5px;letter-spacing:1.8px}
.heroActions .primary,.heroActions .secondary{font-size:12.5px;padding:13px 19px}
.quick{height:78px}.quick b{font-size:13.5px}.quick small{font-size:11.5px}.qi{width:38px;height:38px;font-size:12px}
.heading h2{font-size:30px;line-height:1.12}.heading p{font-size:13px;line-height:1.55}.more{font-size:12.5px}
.grid5,.cards,.bankgrid{gap:15px}.card,.articleCard,.bankcard,.panel{border-radius:7px;box-shadow:0 4px 16px rgba(8,45,67,.035)}
.articleCard{padding:22px;min-height:170px}.articleCard h3{font-size:19px;line-height:1.28}.articleCard p{font-size:13px;line-height:1.62}.articleCard .meta2{font-size:11.5px;letter-spacing:.7px}.cardlink{font-size:12px}
.bankcard p,.panel p{font-size:13.5px}.bankProducts a{font-size:12.5px}.topicnav a{font-size:12px}
.articleGrid{grid-template-columns:minmax(0,1fr) 310px;gap:38px}.article{border-radius:8px;padding:46px 52px}.article h1{font-size:43px;line-height:1.07;letter-spacing:-.3px}.article h2{font-size:29px}.article h3{font-size:20px}.article p,.article li{font-size:16.25px;line-height:1.79}.meta{font-size:12.5px}
.toc{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));column-gap:24px;padding:24px 26px;margin:29px 0 34px;border-radius:5px}.toc b{grid-column:1/-1;font-size:13px;margin-bottom:8px}.toc a{font-size:13.5px;line-height:1.42;padding:9px 0}
.sidebox{border-radius:7px;padding:21px}.sidebox h3{font-size:19px}.sidebox a{font-size:13px;padding:9px 0}.sidebox p{font-size:13px!important}
.moneyLens,.workedScenario,.sensitivityPanel,.faqBlock,.decisionMatrix{border-radius:7px}.moneyLens h2,.scenarioTop h2,.sensitivityPanel h2{font-size:28px!important}.moneyKicker,.scenarioTop span,.sensitivityTag{font-size:11.5px}.moneyBarRow{border-radius:4px}.decisionMatrix th{font-size:11.5px}.decisionMatrix td{font-size:13.5px}.faqBlock h3{font-size:18.5px!important}
.moneyDashboard{background:radial-gradient(circle at 86% 12%,rgba(76,215,188,.12),transparent 24%),linear-gradient(120deg,#061f33,#07364b);padding:34px 0 36px}.moneyDashHead h2{font-size:30px}.moneyDashHead p{font-size:14px}.moneyDashGrid{gap:14px}.moneyDashCard{min-height:158px;border-radius:6px;padding:21px}.moneyDashCard small{font-size:11.5px}.moneyDashCard b{font-size:25px}.moneyDashCard p{font-size:13px;line-height:1.55}.moneyDashNote{font-size:11.5px}
.policy{border-radius:8px}.policy p,.policy li{font-size:15.75px}.policyToc{border-radius:6px}
.fbrand p,.col a,.protect p,.ti,.legal,.bottom{font-size:12px}.col h4,.protect b,.ti b{font-size:12px}.col a{padding:6px 0}
@media(max-width:1220px){.nav{gap:1px}.nav a{padding-left:8px;padding-right:8px}.brand{width:210px;flex-basis:210px}.topbtn{padding-left:14px;padding-right:14px}}
@media(max-width:760px){.toc{grid-template-columns:1fr}.toc b{grid-column:auto}}

/* V10 final no-microtext guard */
.disclosure,.ad,.adslot{font-size:11.5px}.articleCard .meta2,.liveBadge,.tag{font-size:11.5px}.bluebar .wrap{font-size:11.5px}.bluebar b{font-size:11.5px}.heroMeta,.insight small{font-size:11.5px}.brand small{font-size:11.5px}
/* V10 sub-navigation fit: readable without clipping or horizontal scrollbars */
.bluebar .wrap{justify-content:space-between;gap:10px;overflow:visible;font-size:11.5px}.bluebar b{font-size:11.5px;flex:0 0 auto}.bluebar span{flex:0 0 auto}


/* ===== V11 editorial QA + readability polish ===== */
body{font-size:16px}
header .nav a{font-size:12.5px}
.bluebar .wrap,.bluebar b,.breadcrumbbar,.crumb{font-size:12px}
.meta{font-size:13px;color:#6b7f88}
.articleLead{font-size:17px!important;line-height:1.72!important;color:#2d5362!important}
.articleSummary{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin:20px 0 30px;padding:12px;background:#f3f8f9;border:1px solid #d7e5e9;border-radius:7px}
.articleSummary>div{background:#fff;border:1px solid #dce8eb;border-radius:5px;padding:13px 14px;min-height:86px}
.articleSummary small{display:block;font-size:11.5px;letter-spacing:1px;text-transform:uppercase;color:#11806f;font-weight:900;margin-bottom:6px}
.articleSummary b{display:block;font:700 15px/1.28 Georgia;color:#173f51}
.articleSummary span{display:block;font-size:12.5px;line-height:1.5;color:#607983;margin-top:4px}
.article p,.article li{max-width:76ch}
.article h2{scroll-margin-top:110px}.article h3{scroll-margin-top:110px}
.article figure{margin-top:24px;margin-bottom:24px}
.toc{background:linear-gradient(145deg,#f4f9fa,#fbfdfd);border:1px solid #d4e4e8}
.toc a:hover{color:#087d86;text-decoration:underline;text-underline-offset:3px}
.moneyLens,.workedScenario,.sensitivityPanel,.faqBlock,.decisionMatrix{box-shadow:0 8px 22px rgba(8,45,67,.045)}
.moneyNote,.moneyDashNote{font-size:12px!important;line-height:1.55}
.decisionMatrix th{font-size:12px}.decisionMatrix td{font-size:14px}
.researchChecklist li{font-size:15.5px!important}
.sidebox a{line-height:1.45}.sidebox small{font-size:12px}
.searchBox input{font-size:15px}.searchBox button{font-size:13px}
.result b{font-size:16px}.result p{font-size:13.5px;line-height:1.55}
footer .fbrand p,footer .col a,footer .protect p,footer .ti,footer .legal,footer .bottom{font-size:12.5px;line-height:1.55}
footer .col h4,footer .protect b,footer .ti b{font-size:12px}
@media(max-width:760px){.articleSummary{grid-template-columns:1fr}.articleSummary>div{min-height:0}}

/* V11 related-research polish */
.related{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:9px;margin-top:14px}
.related a{display:flex;align-items:center;min-height:58px;padding:12px 14px;border:1px solid #d9e6ea;background:#fff;border-radius:5px;font-size:13px;font-weight:800;line-height:1.35;color:#17465a;transition:.16s}
.related a:hover{border-color:#8ccfc4;background:#f2faf8;color:#087d75;transform:translateY(-1px)}
.related a.providerRelated{background:#082f49;color:#fff;border-color:#082f49}.related a.providerRelated:hover{background:#0a455d;color:#fff}
@media(max-width:720px){.related{grid-template-columns:1fr}}


/* ===== V12 compact navigation + evergreen content cleanup ===== */
header{height:72px}.head{gap:10px}.brand{width:202px;flex:0 0 202px;font-size:20px}.brand .mark{width:34px;height:34px;flex-basis:34px}.brand small{font-size:11.5px}.nav{background:transparent;border:0;border-radius:0;padding:0;gap:3px;font-size:12.5px}.nav a{padding:8px 8px;border-radius:5px}.nav a:hover{background:#edf6f6}.nav .active{background:#edf6f6;box-shadow:none}.search{width:36px;height:36px;flex-basis:36px;font-size:19px;margin:0 2px}.topbtn{padding:11px 15px;font-size:11.5px}.bluebar{height:36px}.bluebar .wrap{font-size:11.5px}.bluebar b{font-size:11.5px}.editorialVisual{display:none!important}.article figure.editorialVisual{display:none!important}.articleSummary{margin-top:22px}.verdict h3,.article .verdict h3{color:#fff!important}.verdict{background:linear-gradient(145deg,#082f49,#0a4059)}
.durableSection{padding-top:34px}.durableGrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.durableCard{background:#fff;border:1px solid #d7e5e9;border-top:3px solid #45d4b2;padding:20px;min-height:150px}.durableCard>span{font-size:11.5px;font-weight:900;color:#0a8191;letter-spacing:1px}.durableCard h3{font:700 19px/1.22 Georgia;margin:8px 0}.durableCard p{font-size:13px;line-height:1.62;color:#536e79;margin:0}.evergreenProviderNote{background:#f4f9fa;border:1px solid #d6e5e9;border-left:4px solid #45d4b2;padding:20px 22px;margin:20px 0}.evergreenProviderNote h3{font:700 20px/1.25 Georgia;margin:7px 0 8px;color:#153e52}.evergreenProviderNote p{font-size:13.5px;line-height:1.65;color:#526d79;margin:0}.evergreenProviderNote .eyebrow{color:#0a806f}
@media(max-width:1220px){.brand{width:190px;flex-basis:190px}.nav a{padding-left:7px;padding-right:7px}.topbtn{padding-left:13px;padding-right:13px}}

/* V12 evergreen live-term replacement */
.evergreenFactBox{margin:24px 0;padding:20px 22px;background:#f6fafb;border:1px solid #d7e5e9;border-left:4px solid #45d4b2}.evergreenFactBox h3{font:700 20px/1.25 Georgia!important;color:#153e52!important;margin:7px 0 8px!important}.evergreenFactBox p{font-size:14px!important;line-height:1.65!important;color:#526d79!important;margin:0!important}

/* ===== BankOfferScout UK logo patch · compact UK map ===== */
.brand .mark,
.top .brandmark{
  width:31px!important;
  height:40px!important;
  flex:0 0 31px!important;
  border-radius:0!important;
  background-color:transparent!important;
  background-image:url('bankofferscout-uk-map.png')!important;
  background-repeat:no-repeat!important;
  background-position:center!important;
  background-size:contain!important;
  box-shadow:none!important;
  position:relative!important;
  overflow:visible!important;
}
.brand .mark:before,
.top .brandmark:before{
  display:none!important;
  content:none!important;
}
.brand .mark:after,
.top .brandmark:after{
  content:""!important;
  display:block!important;
  position:absolute!important;
  top:3px!important;
  right:-8px!important;
  width:1px!important;
  height:34px!important;
  background:#c9d7dc!important;
}
.brand,
.top .brand{
  gap:16px!important;
}
footer .fbrand{
  display:inline-flex;
  align-items:center;
  gap:8px;
}
footer .fbrand:before{
  content:"";
  width:18px;
  height:24px;
  flex:0 0 18px;
  background:url('bankofferscout-uk-map.png') center/contain no-repeat;
}

/* ===== BankOfferScout UK logo patch v2 · unified lockup ===== */
/* Remove the separator: icon + wordmark should read as one logo. */
.brand .mark:after,
.top .brandmark:after{
  display:none!important;
  content:none!important;
  background:none!important;
}

/* Compact UK map, visually matched to wordmark + strapline height. */
.brand .mark,
.top .brandmark{
  width:29px!important;
  height:40px!important;
  flex:0 0 29px!important;
  margin:0!important;
}

/* One cohesive horizontal lockup. */
.brand,
.top .brand{
  gap:8px!important;
  width:246px!important;
  flex:0 0 246px!important;
  font-size:22px!important;
  line-height:1!important;
  white-space:nowrap!important;
}

/* Slogan: one clean line, no inherited offer/tag pill styling. */
.top .brand .tag,
.brand small,
.top .brand small{
  display:block!important;
  width:auto!important;
  min-width:0!important;
  margin:4px 0 0!important;
  padding:0!important;
  border:0!important;
  border-radius:0!important;
  background:transparent!important;
  box-shadow:none!important;
  color:#687c86!important;
  font-family:Arial,Helvetica,sans-serif!important;
  font-size:11.5px!important;
  font-weight:800!important;
  line-height:1!important;
  letter-spacing:1.05px!important;
  white-space:nowrap!important;
  text-transform:uppercase!important;
}

/* Keep the Scout accent crisp without separating it from the wordmark. */
.brand em,
.top .brand em{
  font-style:normal!important;
  color:#1685b8!important;
}

/* Give navigation enough room without compressing the brand. */
@media(max-width:1220px){
  .brand,
  .top .brand{
    width:224px!important;
    flex-basis:224px!important;
    font-size:20px!important;
  }
  .top .brand .tag,
  .brand small,
  .top .brand small{
    font-size:11.5px!important;
    letter-spacing:.88px!important;
  }
  .brand .mark,
  .top .brandmark{
    width:27px!important;
    height:37px!important;
    flex-basis:27px!important;
  }
}

/* ===== BankOfferScout UK logo patch v3 · British wordmark colours ===== */
/* Union Flag palette: deep navy wordmark + red Scout accent. */
.brand,
.top .brand{
  color:#012169!important;
}
.brand em,
.top .brand em{
  color:#C8102E!important;
}

/* Optical alignment: move the strapline ~0.5 mm (≈2 CSS px) to the right. */
.top .brand .tag,
.brand small,
.top .brand small{
  margin:4px 0 0 2px!important;
}


/* BOS V13 money routes */
.moneyRoutes{margin:34px 0 26px;padding:24px 26px;border:1px solid #d8e6ec;background:#f7fbfc;border-top:4px solid #08a88a}
.moneyRoutes h2{margin:0 0 8px;font-size:25px;line-height:1.15}
.moneyRoutes p{margin:0 0 16px;color:#496575;max-width:760px}
.moneyRouteLinks{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.moneyRouteLinks a{display:block;padding:13px 15px;border:1px solid #d7e5ea;background:#fff;color:#006f84;font-weight:800;text-decoration:none}
.moneyRouteLinks a:hover{border-color:#08a88a;transform:translateY(-1px)}
@media(max-width:720px){.moneyRouteLinks{grid-template-columns:1fr}.moneyRoutes{padding:20px}}


/* ===== V14 navigation, related-research sidebar & responsive production pass ===== */
html,body{max-width:100%;overflow-x:hidden}
body{min-width:0!important}
.wrap{width:min(1240px,calc(100% - 32px))!important;max-width:1240px}

/* Card titles behave like users expect: heading and CTA lead to the same destination. */
.cardTitleLink{color:inherit!important;text-decoration:none!important;display:inline!important}
.cardTitleLink:hover{color:#087f91!important}
.articleCard:has(.cardTitleLink),.bankcard:has(.cardTitleLink),.valueCard:has(.cardTitleLink),.latestCard:has(.cardTitleLink){cursor:pointer}
.articleCard h3,.bankcard h3,.valueCard h3,.latestBody h3{transition:color .16s ease}
.articleCard:hover h3,.bankcard:hover h3,.valueCard:hover h3,.latestCard:hover h3{color:#087f91}

/* Related research now lives in the article sidebar, where it remains visible during reading. */
.articleGrid>aside{min-width:0}
.relatedSidebox{border-top:4px solid #45d4b2!important;background:#fbfdfd!important}
.relatedSidebox h3{margin-bottom:5px!important}
.relatedSidebox .sideboxIntro{font-size:12.5px!important;line-height:1.5!important;color:#6a7f88!important;margin:0 0 8px!important}
.relatedSidebox a{position:relative;padding:10px 20px 10px 0!important;font-weight:800!important;color:#17465a!important}
.relatedSidebox a:after{content:"→";position:absolute;right:1px;color:#087f91;font-weight:900}
.relatedSidebox a:hover{color:#087f91!important}
@media(min-width:981px){.articleGrid>aside{align-self:start;position:sticky;top:18px}}

/* Final no-microtext guard for functional/content UI. Logo strapline remains intentionally compact. */
.bluebar .wrap,.bluebar b,.crumb,.breadcrumbbar,.eyebrow,.topicnav a,.cardlink,.read,.more,.adslot,.ad,.disclosure,.moneyKicker,.sensitivityTag,.scenarioTop span,.decisionMatrix th,.moneyDashCard small,.moneyDashNote{font-size:12px!important}
.articleCard .meta2,.valueCard>span,.latestBody>span{font-size:11.5px!important}
.sidebox a{font-size:13.5px!important}

/* Tablet: stop squeezing desktop grids; use readable stacked layouts. */
@media(max-width:1050px){
  header{height:auto!important}
  .head{min-height:72px;height:auto!important;flex-wrap:wrap;padding:9px 0!important;row-gap:8px}
  .nav{order:3;flex:1 0 100%;width:100%;justify-content:flex-start!important;flex-wrap:wrap!important;gap:4px!important;padding-top:7px!important;border-top:1px solid #e2ebee!important}
  .nav a{padding:8px 10px!important}
  .search{margin-left:auto!important;margin-right:2px!important}
  .bluebar{height:auto!important}
  .bluebar .wrap{min-height:38px;height:auto!important;display:flex!important;flex-wrap:wrap!important;justify-content:flex-start!important;gap:6px 18px!important;padding:8px 0!important;white-space:normal!important}
  .hero{height:auto!important;min-height:320px;padding:34px 0!important}
  .heroGrid{height:auto!important;grid-template-columns:minmax(0,1fr) 270px!important;gap:28px}
  .compass{margin-left:auto!important;margin-right:28px!important;transform:scale(.86)}
  .quick{height:auto!important}.quick .wrap{height:auto!important;grid-template-columns:repeat(3,minmax(0,1fr))!important}
  .quick a{min-height:72px;padding:12px 14px!important}
  .directory{grid-template-columns:repeat(3,minmax(0,1fr))!important}
  .articleList{grid-template-columns:repeat(2,minmax(0,1fr))!important}
  .bankProducts{grid-template-columns:repeat(2,minmax(0,1fr))!important}
  .compareGrid,.content{grid-template-columns:1fr!important}
  .articleGrid{display:block!important}
  .articleGrid>aside{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:18px;position:static!important}
  .articleGrid>aside .sidebox{margin:0!important}
  .foot{grid-template-columns:repeat(2,minmax(0,1fr))!important}
  .foot>div:first-child{grid-column:1/-1}
  .protect{border-left:0!important;padding-left:0!important}
}

/* Phone: one-column reading, full-width controls, no horizontal overflow. */
@media(max-width:680px){
  .wrap{width:min(100% - 24px,1240px)!important}
  header{box-shadow:0 2px 8px rgba(8,45,67,.05)!important}
  .head{padding:8px 0!important;gap:6px!important}
  .brand,.top .brand{width:168px!important;flex:0 0 168px!important;font-size:18px!important;gap:6px!important}
  .brand .mark,.top .brandmark{width:24px!important;height:33px!important;flex-basis:24px!important}
  .brand small,.top .brand small,.top .brand .tag{font-size:11.5px!important;letter-spacing:.72px!important;margin-left:1px!important}
  .search{width:34px!important;height:34px!important;flex-basis:34px!important;font-size:17px!important;margin-left:auto!important}
  .topbtn{font-size:11.5px!important;padding:10px 11px!important}
  .nav{display:grid!important;grid-template-columns:repeat(4,minmax(0,1fr))!important;gap:4px!important}
  .nav a{text-align:center;font-size:11.5px!important;padding:8px 4px!important;white-space:normal!important}
  .bluebar .wrap{display:grid!important;grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:7px 10px!important}
  .hero{padding:28px 0 30px!important;min-height:0!important}
  .heroGrid{display:block!important}.hero h1{font-size:35px!important;line-height:1.04!important}.hero p{font-size:15px!important}
  .compass,.hero:before,.hero:after{display:none!important}
  .heroActions{flex-wrap:wrap}.primary,.secondary{width:100%;text-align:center}
  .quick .wrap{grid-template-columns:1fr!important}.quick a{border-left:1px solid #e0e9ed!important;border-bottom:1px solid #e0e9ed!important}
  .heading{display:block!important}.heading .more{display:inline-block;margin-top:10px}
  .directory,.articleList,.bankProducts,.grid5,.cards,.bankgrid{grid-template-columns:1fr!important}
  .article{padding:26px 18px!important;border-left:0!important;border-right:0!important;border-radius:0!important}
  .article h1{font-size:33px!important}.article h2{font-size:25px!important}.article h3{font-size:19px!important}
  .article p,.article li{font-size:16px!important;line-height:1.72!important}
  .toc{grid-template-columns:1fr!important;padding:20px 18px!important}.toc b{grid-column:auto!important}.toc a{font-size:14px!important}
  .articleGrid>aside{grid-template-columns:1fr!important;margin-top:14px}
  .decisionMatrix{overflow-x:auto!important}.decisionMatrix table{min-width:680px!important}
  .moneyRoutes{padding:20px 18px!important}.moneyRouteLinks{grid-template-columns:1fr!important}
  .searchBox{display:block!important}.searchBox input,.searchBox button{width:100%!important}.searchBox button{min-height:44px;margin-top:8px}
  .policy{width:auto!important;padding:28px 20px!important}
  .trust .wrap{grid-template-columns:1fr!important}.ti{border-right:0!important;border-bottom:1px solid #29495a!important;padding:12px 0!important}.ti:last-child{border-bottom:0!important}
  .foot{grid-template-columns:1fr!important;gap:18px!important}.foot>div:first-child{grid-column:auto!important}
  .bottom{display:block!important}.bottom span{display:block;margin-top:8px}
}

/* V14 final text-size guard */
.durableCard>span{font-size:11.5px!important}
@media(max-width:680px){.topbtn{font-size:11.5px!important}}

/* V14 final fluid-width guard for policy/legal pages */
.policy{width:min(960px,100%)!important;max-width:100%!important;box-sizing:border-box}


/* v15 provider-product truth cards */
.providerStatus{margin:24px 0;padding:24px 26px;border:1px solid rgba(7,58,68,.22);border-left:5px solid #c8102e;background:linear-gradient(135deg,#f8fbfb,#fff);box-shadow:0 10px 28px rgba(7,58,68,.06)}
.providerStatus__label{font-size:12px;font-weight:800;letter-spacing:.12em;color:#c8102e;margin-bottom:8px}
.providerStatus h2{margin:0 0 10px;font-size:clamp(22px,2.2vw,30px);line-height:1.16;color:#073a44}
.providerStatus p{margin:0 0 12px;font-size:17px;line-height:1.65;color:#34464b}
.providerStatus a{font-weight:800;text-decoration:none;color:#073a44}
.availabilitySection{scroll-margin-top:120px}
.availabilitySection h2{font-size:clamp(24px,2.4vw,32px);line-height:1.18;margin-top:34px}
.availabilitySection p{font-size:17px;line-height:1.75}
.comparisonLinks{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:18px 0}
.comparisonLinks a{display:block;padding:14px 16px;border:1px solid rgba(7,58,68,.18);background:#f7faf9;text-decoration:none;font-weight:800;color:#073a44}
.comparisonLinks a:hover{border-color:#c8102e;transform:translateY(-1px)}
.decisionMini{display:grid;gap:7px;margin:18px 0;padding:18px 20px;background:#073a44;color:#fff}
.decisionMini b{color:#fff;font-size:16px}
.decisionMini span{font-size:15px;line-height:1.45;color:#e7f0ef}
.sourceLine{font-size:15px!important;padding-top:8px;border-top:1px solid rgba(7,58,68,.15)}
@media(max-width:720px){.providerStatus{padding:19px 18px}.comparisonLinks{grid-template-columns:1fr}.availabilitySection p{font-size:16px}}

/* v15 corrective depth */
.v15Depth{margin:24px 0 4px;padding:22px 24px;background:#f8f6ef;border-top:3px solid #c8102e;border-bottom:1px solid rgba(7,58,68,.16)}
.v15Depth h3{margin:18px 0 8px;font-size:20px;line-height:1.25;color:#073a44}.v15Depth h3:first-child{margin-top:0}.v15Depth p{font-size:16.5px;line-height:1.72;margin:0 0 13px}

/* v15 FINAL editorial/link polish */
.officialSourceNote,.officialSourceCheck{font-size:13px!important;line-height:1.6!important;background:#f7fafb;border:1px solid #dbe7eb;border-left:3px solid #012169;padding:11px 13px;margin:13px 0 18px;color:#46616c!important}
.officialSourceNote a,.officialSourceCheck a{font-weight:800;color:#087f91;text-decoration:none}.officialSourceCheck span{color:#60747d;white-space:nowrap}
.relatedSidebox{counter-reset:bosrel}.relatedSidebox a{counter-increment:bosrel;padding:11px 30px 11px 34px!important;border-top:1px solid #e2eaed!important;border-radius:3px;transition:background .16s ease,color .16s ease,transform .16s ease}
.relatedSidebox a:before{content:counter(bosrel,decimal-leading-zero);position:absolute;left:0;top:11px;font:800 11.5px/1.4 Arial,sans-serif;letter-spacing:.08em;color:#8aa0a9}.relatedSidebox a:hover{background:#f2f8f8!important;transform:translateX(2px)}
.hubResearchBoard{margin:38px 0 34px;padding:30px;border:1px solid #d7e4e8;border-top:5px solid #012169;background:linear-gradient(145deg,#fbfdfd 0%,#f3f8f9 100%);box-shadow:0 12px 30px rgba(7,58,68,.055)}
.hubBoardHead{max-width:850px}.hubBoardHead>span{display:block;font-size:11.5px;font-weight:900;letter-spacing:.14em;color:#c8102e;margin-bottom:8px}.hubBoardHead h2{font:700 29px/1.16 Georgia,serif;color:#0b3b4a;margin:0 0 10px}.hubBoardHead p,.hubBoardFoot{font-size:15px;line-height:1.68;color:#4b6570;margin:0}
.hubBoardGrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin:22px 0 16px}.hubBoardGrid article{background:#fff;border:1px solid #dce7eb;padding:19px 18px}.hubBoardGrid b{display:block;font-size:13px;line-height:1.35;color:#073a44;margin-bottom:8px}.hubBoardGrid p{font-size:13.5px;line-height:1.62;color:#536d78;margin:0}
.hubQuestionGrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;background:#d8e4e8;border:1px solid #d8e4e8;margin:0 0 16px}.hubQuestionGrid>div{background:#082f49;padding:15px 17px;min-height:94px}.hubQuestionGrid small{display:block;color:#77dbc4;font-weight:900;letter-spacing:.1em;font-size:11.5px;margin-bottom:6px}.hubQuestionGrid strong{display:block;color:#fff;font-size:13.5px;line-height:1.45}
@media(max-width:900px){.hubBoardGrid,.hubQuestionGrid{grid-template-columns:1fr}.hubResearchBoard{padding:24px 21px}.hubBoardHead h2{font-size:25px}}
@media(max-width:560px){.hubResearchBoard{margin:28px 0 24px;padding:20px 17px}.hubBoardGrid{gap:10px}.officialSourceCheck span{white-space:normal}}

/* v16 final editorial polish */
.priorityCheck{margin:22px 0 26px;padding:22px 24px;border:1px solid #d6e5ea;border-top:4px solid #c8102e;background:linear-gradient(180deg,#fff,#f9fbfc)}
.priorityCheck h2{margin:0 0 5px!important;font-size:24px!important}.priorityIntro{margin:0 0 15px!important;color:#607783!important;font-size:14px!important}
.priorityGrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.priorityGrid>div{padding:15px 14px;border:1px solid #dce8ec;background:#fff;min-width:0}.priorityGrid small{display:block;font:800 11.5px/1.2 Arial,sans-serif;letter-spacing:.11em;color:#c8102e;margin-bottom:7px}.priorityGrid b{display:block;font:700 17px/1.25 Georgia,serif;color:#123f55;margin-bottom:6px}.priorityGrid span{display:block;font-size:13.5px;line-height:1.5;color:#526d79}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid #c8102e;outline-offset:3px;border-radius:3px}
.article table,.compareTable{max-width:100%}.article table{display:block;overflow-x:auto;-webkit-overflow-scrolling:touch}
.article img,.article svg{max-width:100%;height:auto}.article,.sidebox,.moneyRoutes,.priorityCheck{overflow-wrap:anywhere}
@media(max-width:760px){.priorityGrid{grid-template-columns:1fr}.priorityCheck{padding:19px 17px}.priorityCheck h2{font-size:22px!important}.priorityGrid span{font-size:14px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}

/* v17 accessibility + production polish */
.skip-link{position:fixed;left:16px;top:12px;z-index:9999;padding:10px 14px;background:#fff;color:#012169;border:2px solid #012169;border-radius:6px;font-weight:800;text-decoration:none;transform:translateY(-180%);transition:transform .15s ease;box-shadow:0 6px 22px rgba(0,0,0,.18)}
.skip-link:focus{transform:translateY(0)}
[aria-current="page"]{text-decoration-thickness:2px;text-underline-offset:5px}
:where(a,button,input,select,textarea,summary):focus-visible{outline:3px solid #c8102e;outline-offset:3px}
@media (prefers-reduced-motion:reduce){.skip-link{transition:none}}
.notfound-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin-top:28px}.notfound-grid a{display:block;padding:18px;background:#fff;border:1px solid #d8e5ea;border-top:3px solid #012169;border-radius:7px;text-decoration:none;box-shadow:0 4px 16px rgba(8,45,67,.035)}.notfound-grid a:hover{border-top-color:#c8102e;transform:translateY(-2px)}.notfound-grid b{display:block;font:700 17px/1.25 Georgia;color:#153e52;margin-bottom:7px}.notfound-grid span{display:block;font-size:13px;line-height:1.55;color:#617782}@media(max-width:760px){.notfound-grid{grid-template-columns:1fr 1fr}}@media(max-width:480px){.notfound-grid{grid-template-columns:1fr}}
footer .footTitle{font-size:12px;color:#fff;letter-spacing:.8px;margin:1em 0 .6em;font-family:inherit;font-weight:800}.evergreenFactBox .factTitle{font:700 20px/1.3 Georgia;color:#153e52;margin:7px 0 8px}
@media(max-width:480px){.brand small,.top .brand small,.top .brand .tag{display:none!important}.brand,.top .brand{width:168px!important;flex-basis:168px!important}}
.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}